Shared by every module
Payments and lending use the same wallets, identity and messaging services.
The building blocks underneath.
Wallets, verification, messaging, orchestration and foreign exchange are shared by every Lipaware module and can also be deployed on their own. Each service is API-first and presented under your brand.
Available independently
Take one infrastructure service without adopting the whole platform.
Built for control
Routing, limits, roles and records are configurable and auditable.
Built to work together
Start with the capability you need now, then add more without rebuilding the foundation.
Payment infrastructure
Payment Orchestration
The best route for every transaction.
Connect multiple banks, wallets, card processors and aggregators behind one API, then route by cost, success rate, method, currency or market.
Where it worksConfigured and monitored on web; applied automatically through the API.
Explore Payment Orchestration- Smart routing rules you control
- Automatic provider health monitoring and failover
- Unified reconciliation and provider performance reporting
Accounts
Wallet as a Service
Give every customer an account, under your name.
Issue branded accounts to customers, merchants, agents or staff, backed by a complete ledger and configurable limits.
Where it worksBranded web and mobile experiences or embedded through API.
Explore Wallet as a Service- Multiple purpose-specific wallets
- Hold, receive, transfer and withdraw
- Statements, fees, limits and full ledger reconciliation
Identity
eKYC
Verify a customer in a minute, not a week.
Electronic Know Your Customer turns branch-based identity checks into a digital onboarding flow with document capture, face matching and screening.
Where it worksWeb, mobile and embeddable onboarding APIs.
- Document extraction, face match and liveness
- Watchlist and sanctions screening
- Verification tiers, review queues and audit-ready records
Customer communication
Messaging
Reach customers where they already are.
Manage payment confirmations, reminders, one-time codes and campaigns from one branded messaging layer.
Where it worksWeb dashboard for teams and automatic sends from every module.
- Transactional delivery with status confirmation
- Targeted campaigns and reusable multilingual templates
- Your sender name and automatic module triggers
Treasury
Multi-Currency & FX
More than one currency, without the headache.
Quote, convert, account and settle across currencies while applying your own margin and retaining the rate used on every transaction.
Where it worksWeb dashboard for treasury and finance, plus API access.
- Live rates and configurable margins
- Automatic conversion on collections and payouts
- Base-currency accounting and treasury exposure views
Questions buyers ask
What do you want to launch?
Tell us what your customers need and which markets you are in. We will show you what is already built and what it takes to put your name on it.