More payments succeed
A failed transaction is usually a provider problem, not a customer decision. Routing away from a degraded provider — and retrying on a second one — recovers payments you would otherwise lose at the last step.
Every transaction, takes the best route.
Most institutions end up with several payment providers and no single place to control them. Each has its own integration, its own downtime, its own pricing and its own report.
Payment orchestration puts one layer above all of them: a single API for your systems, routing rules you write yourself, automatic failover when a provider degrades, and one reconciled view of everything that moved.
One integration instead of many
Your systems talk to one API. Adding a provider, switching one out or entering a new market becomes a configuration change rather than an engineering project.
You keep your commercial relationships
Orchestration sits above your existing banks, wallets, processors and aggregators. Nothing is replaced. You keep the rates you have negotiated and gain the ability to compare them honestly.
Five parts, one payment layer
Five capabilities that turn a collection of provider integrations into one controllable payment layer.
Routing
Rules you write, applied to every transaction
Cost, success rate, method, currency, market — your logic, not ours.
Define how traffic is distributed across providers and change it whenever you like. Route by transaction value, payment method, currency, country, customer segment or merchant, and split volume by percentage where you have commercial commitments to meet.
Where it worksConfigured in the web dashboard; applied automatically on every transaction.
- Rules by value, method, currency, country, segment or merchant
- Percentage splits to honour volume commitments across providers
- Changes take effect without a release or a code change
Resilience
Failover your customers never notice
A provider goes down. The payment still goes through.
Provider health is monitored continuously. When response times climb or failures spike, traffic moves to the next provider in your priority order and retries follow the rules you set — so an outage becomes a routing event rather than a lost transaction.
Where it worksAutomatic across every channel; visible in the monitoring dashboard.
- Continuous health and success-rate monitoring per provider
- Automatic failover to the next provider in your priority order
- Configurable retry logic, with duplicate protection on every retry
Provider management
Every provider in one place
Add, configure, prioritise and retire providers from one screen.
Onboard a new provider, set its credentials, limits, supported methods and currencies, run it in test, then move it into live traffic — without touching the systems that sit above the orchestration layer.
Where it worksWeb dashboard, with role-based access for the teams involved.
- One place for credentials, limits, supported methods and currencies
- Test, staged rollout and full activation for every new provider
- Enable, throttle, deprioritise or disable a provider in seconds
Reconciliation
One settlement view across all of them
Every provider reconciled the same way.
Transactions, settlements and fees from every provider are normalised into one format and matched automatically, so finance stops maintaining a spreadsheet per provider and exceptions surface as a short list rather than a hunt.
Where it worksFinance dashboards on web; exports and API access for your own systems.
- Automated matching of transactions to provider settlement files
- Fee capture and margin visibility per provider and per route
- Exception queues, ageing and audit-ready records
Monitoring & insight
Know which provider is costing you money
Comparable numbers, finally.
Because every provider passes through the same layer, they can be measured against each other on the terms that matter: success rate, speed, cost per transaction and availability — by method, by market and over time.
Where it worksLive dashboards on web, with alerting to your channels.
- Success rate, latency, cost and uptime compared across providers
- Breakdowns by payment method, currency, market and merchant
- Alerting on degradation, failure spikes and threshold breaches
Anyone with more than one provider
Payment service providers
Compete on success rate and price by routing across acquirers and aggregators instead of depending on one.
Banks
Add wallets, alternative methods and new markets to existing channels without a core banking project for each one.
Switches
Add routing intelligence and provider redundancy to the rails you already operate.
Marketplaces & large corporates
Collect and pay out across several providers and markets through one integration and one reconciled view.
Questions buyers ask
Payment orchestration connects multiple payment providers behind one integration and applies routing, failover, monitoring and reconciliation consistently across all of them.
Instead of your systems knowing about each provider, they talk to one layer that decides where each transaction should go.
No. Orchestration is deliberately provider-neutral. You keep your contracts and your negotiated rates; orchestration decides which of them handles each transaction and gives you the evidence to renegotiate.
You do. Rules are configured in the dashboard by your own team and take effect without a release. Lipaware helps you design the first set and is available when you want to change strategy.
Provider health is monitored continuously. Traffic moves to the next provider in your priority order, retries follow the rules you set, and duplicate protection ensures a customer is never charged twice for one attempt.
It simplifies it. Transactions and settlement files from every provider are normalised into one format and matched automatically, so your finance team reviews a short exception list instead of reconciling each provider separately.
Lipaware operates a PCI DSS Level 1 certified environment. Card data stays inside that environment, so orchestration does not widen your own compliance scope.
Show us your provider mix
Tell us who you route through today and where payments are failing. We will show you what orchestration would change and what it takes to put it in.