API-first
Your systems talk to one API. Lipaware handles the provider complexity behind it.
Every payment, one platform.
A complete, PCI DSS Level 1 certified payments module covering money in and money out. One integration connects you to the payment methods, providers and banks your market uses — and every customer-facing screen carries your brand, not ours.
Omnichannel
Web, mobile, in-branch and field collections report into the same place.
Fully white labelled
Your brand appears on the dashboard, checkout, receipts and notifications.
Built to work together
Start with the capability you need now, then add more without rebuilding the foundation.
Collections
Checkout
One payment page. Every way to pay.
A hosted or embedded payment page for websites and apps. Customers choose card, mobile wallet or bank transfer while you control the look, pricing and settlement rules.
Where it worksMerchant websites, mobile apps and supported ecommerce integrations.
- One-off and recurring payments
- Instant confirmations, refunds and reconciliation
- Card data remains inside Lipaware’s PCI DSS Level 1 environment
Collections
Payment Links
Send a link. Get paid.
Create a branded payment request in seconds and share it by message, email or social media — useful for businesses that sell without a website.
Where it worksWeb dashboard and mobile app; shared anywhere a link can go.
- Fixed or customer-entered amounts
- Single-use, reusable and expiring links
- Automatic reminders and live payment status
Collections
Digital Invoices
Invoices customers can settle on the spot.
Create a proper digital invoice with payment built in. Customers see the breakdown and pay on the same screen, so matching and reconciliation happen automatically.
Where it worksCreated on web or mobile and delivered by email or message.
- Branded line items, tax and discount templates
- Full or instalment payments
- Delivery confirmation, reminders and ageing reports
Collections
Virtual POS
A card machine, without the card machine.
Turn a phone into a payment terminal for field agents, delivery teams, branch collectors and anyone collecting away from a counter.
Where it worksMobile app for collectors; web dashboard for supervisors and finance.
- Cards, mobile wallets and bank transfers
- Digital receipts and agent-level reporting
- Offline capture with synchronisation when connectivity returns
Disbursements
Bulk Payout
Thousands of payments. One approval.
Upload a file or send instructions from your own system to pay many recipients across bank accounts and mobile wallets in one controlled run.
Where it worksWeb dashboard, mobile approvals or direct API instructions.
- Maker-checker and configurable approval levels
- Line-by-line status, retry and failure reasons
- Scheduled runs, balance controls and a complete audit trail
Disbursements
Single Payments
One payment, out the door immediately.
Send a refund, claim, commission, loan disbursement or benefit payment from the dashboard or automatically when an event happens in your system.
Where it worksWeb dashboard, mobile app or API.
- Recipient validation before money moves
- Role-based limits and recipient notifications
- Reversal, trace and investigation tools
Disbursements
Petty Cash Management
Small spending, properly controlled.
Replace cash floats and retrospective reimbursement claims with live budgets for each branch, team or person.
Where it worksMobile for staff and managers; web dashboard for finance.
- Request, approve and release in one flow
- Receipt capture and real-time categorisation
- Branch, department and category reporting
Disbursements
Bulk Airtime
Airtime and data, sent like a payment.
Send airtime or data to one person or a large campaign for allowances, incentives, rewards and research participation.
Where it worksWeb dashboard, mobile app or API.
- Single sends and scheduled campaigns
- Multi-network delivery confirmations
- Budget caps and campaign-level reporting
Questions buyers ask
What do you want to launch?
Tell us what your customers need and which markets you are in. We will show you what is already built and what it takes to put your name on it.