Certification is already carried
Card data stays inside Lipaware's PCI DSS Level 1 environment, so you can offer card acceptance without running the certification programme yourself.
Sell the gateway as your own.
Payment providers compete on price, reliability and how quickly a merchant can go live. Building that stack, certifying it and re-integrating every time a provider deal changes is where the margin goes. Lipaware supplies the merchant-facing product and the provider layer behind it, both carrying your brand.
One integration, many providers
Add, replace or re-price banks, wallets and processors as commercial deals change, without turning each one into an engineering release.
Merchants only ever see you
Checkout, dashboard, receipts and notifications carry your name and your domain. Lipaware does not appear in the merchant or cardholder journey.
Products that fit
Take the one that solves the immediate problem, then add the others onto the same integration.
Payments
Hosted and embedded checkout
One payment page, every method your market uses.
Sell a checkout your merchants embed or link to, covering card, mobile wallet and bank transfer, with your pricing rules and your settlement schedule applied on top.
- Hosted page or embedded component
- One-off and recurring payments
- Refunds, disputes and reconciliation included
Payments
Payment Links and Virtual POS
Products for merchants who never build a website.
A large share of merchants sell through social media, messaging and in person. Links and a phone-based terminal give them acceptance without integration, and give you a segment competitors cannot serve.
- Single-use, reusable and expiring links
- Phone as a card terminal for field collection
- Offline capture with later synchronisation
Payments
Merchant payouts
Money out, on the same rails as money in.
Bulk Payout and Single Payments let merchants pay suppliers, riders, agents and refunds from the balance they collect, keeping the flow inside your platform instead of their bank's.
- File upload or direct API instruction
- Approval levels and balance controls
- Per-line status and retry
Infrastructure
Orchestration as its own product
Take the routing layer without the gateway.
If you already own the merchant relationship and the front end, orchestration can be deployed on its own: one integration reaching many providers, with routing rules, automatic failover and unified reconciliation.
- Route by method, market, currency, price or live success rate
- Automatic failover when a provider degrades
- Normalised settlement files across providers
Infrastructure
Multi-currency and FX
Quote, convert and settle across markets.
Price in the customer's currency and settle in the merchant's, with quoted rates and margins you configure per corridor.
- Configurable spread by corridor
- Quote, hold and convert
- Currency-level reporting
Prove it, then scale it
Providers usually begin with the piece they are losing deals on, then extend once merchants are live on the platform.
- 01Decide whether you are selling the full gateway or taking orchestration on its own — the two are deployed independently.
- 02Keep the provider contracts you already hold; Lipaware routes through them rather than replacing them.
- 03Brand the merchant experience end to end, including the dashboard, receipts and notifications.
- 04Add payouts, links and Virtual POS to widen the merchant segments you can sign.
Questions payment service providers ask
BanksPayments, orchestration and anchor-based lending.SwitchesWhite-labelled payment products and wallets.Microfinance & digital creditLending, eKYC and automated collections.Mobile network operatorsWallets, payments and salary or stock finance.Large corporatesPayouts, spend control and supplier finance.
Show us how your money moves
We will map your providers, licences, customer journeys and approval rules to the modules that fit.